The Costa del Sol offers a wide variety of property types to suit different budgets and lifestyles, including:

• Apartments and penthouses, from studio size to large luxury units
• Townhouses and semi-detached villas within gated communities
• Detached villas, ranging from modest family homes to grand luxury estates
• New-build developments, both off-plan and key-ready
• Rustic fincas and country properties in the inland areas

Mijas, Fuengirola, and Benalmádena have the largest and most established Scandinavian communities on the Costa del Sol — you will find Swedish and Danish neighbours, Nordic-friendly services, and a familiar social scene. Estepona is attracting a growing number of Scandinavian buyers who want newer builds at lower prices, and Nerja appeals to those prioritising natural beauty and a more authentic way of life.

Budget for roughly 10–13% on top of the purchase price to cover all buying costs. This includes:

• Transfer tax (resale properties) or VAT (new builds)
• Stamp duty (AJD) on new build purchases
• Notary fees
• Land registry fees
• Independent legal fees

We provide a full cost breakdown for any property you are considering so there are no surprises.

Yes — Spanish banks do lend to non-residents, typically up to 60–70% of the purchase price. The application process is more document-intensive than at home, but our mortgage partner specialists work with international buyers every day and know exactly what is required. We recommend getting a mortgage pre-approval in place before making offers.

Prices vary enormously by area and property type. Apartments in Fuengirola or Nerja start from around €225,000–€250,000, while the best villas in Marbella can reach €3–5 million or more. Most of our buyers — looking at a two- or three-bedroom apartment or townhouse in a good location — typically spend €400,000–€900,000. Contact us with your budget and we will show you what is realistically available.